Bank Statement Loans

With a bank statement loan you won’t need to provide us with some of the typical financial documents needed for a mortgage, such as W-2s and tax returns. Instead, you’ll use bank statements to prove income. This can be helpful if your income is inconsistent, your employer doesn’t issue traditional paychecks or you claim significant tax deductions. This might apply if you’re a doctor, lawyer or real estate agent, for instance.

Bank Statement Loans are available to Self Employed borrowers only.

One example would be if your tax returns show that you made $100,000 last year when you really made $200,000 because you were able to deduct an expensive printing machine you bought.

We have several bank statement option loans available including 12 months or 24 months bank statements.